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View Full Version : Advice please...( Fucking twoccer scumbags ).


Jamie Taylor
03-09-2007, 05:11 PM
So yeah my car broke down last night ( flat battery ) and I had to leave it overnight in a hotel car park. I finished work today, gets myself a battery goes to pick the car up and lo and behold some scruffy fucking twoccers have smashed the window, nicked the stereo which is no good cos I kept the face with me and completely ripped all the ignition out. Haha imagine their faces when the battery was flat...cunts !

Ya can't have fuck all nowadays. Bad thing is on my insurance I had said it was standard but it has alloys on now, will it be void ? And I cant exactly whip some old wheels on cos its on cctv outside the hotel lol.

Any advice ?
ReD_mIst
03-09-2007, 05:23 PM
It's unlikely to have any impact. Insurance companies are usually worried about performance modification, rather than alloys.

I wouldn't draw attention to them and just play dumb, saying they were standard
Jamie Taylor
03-09-2007, 05:37 PM
Cheers Aaron, ermm.....it's kind of got a bodykit and spoiler on as well. :(

I'm fucking sick. Spent about 4 grand on it altogether, its my own fault I suppose, should have told them from the start. What about if I say I only got it done a few weeks ago and forgot to inform them ?
SymonJ
03-09-2007, 06:11 PM
Have a look at your terms and conditions and it should say what is a mod and what isn't. They are mostly interested in turbos, superchargers, chips, exhausts as far as I know. What sort of car is it J?
Jamie Taylor
03-09-2007, 06:21 PM
It's a J reg toyota mr2 n/a

It does say on the documents you must tell us if you have modified the car in any way eg. alloy wheels, spoilers or bodykits !

Unfortunately mine has all 3 which I FORGOT to inform them about lol :(

Bad thing is I payed £3,700 for a tidy t-bar version 2 years ago and wrote it off on a dual carraigeway but was only third party fire and theft ! Thick twat I am, got £150 for it scrap !!

Looks like this one is going to have the same fate :(
ReD_mIst
03-09-2007, 07:00 PM
if it's N/A don't worry to much... you can buy a Turbo mans version next time :p
SymonJ
03-09-2007, 07:25 PM
How about an rx-7 ?
NWUK
03-09-2007, 09:01 PM
I hate cars so much if I won the lottery I still dont think Id buy a fast/nice car.
Jamie Taylor
03-09-2007, 10:20 PM
if it's N/A don't worry to much... you can buy a Turbo mans version next time :p

HAHAHAHAH I have wanted a turbo for so long but cant really afford the insurance, I was paying £1,400 for the n/a....Managed to get it down to £900 but I imagine after this little incident it will no doubt rocket back up :(
Alex Gold
03-09-2007, 10:26 PM
Hang on a second - why are you involving the insurance company?
Jamie Taylor
03-09-2007, 10:33 PM
Hang on a second - why are you involving the insurance company?

Care to elaborate ?
Alex Gold
03-09-2007, 10:36 PM
Er....not really anything else to say - you haven't driven into anyone, so what's the point of involving the insurance company? Just get your car fixed
Jamie Taylor
03-09-2007, 10:41 PM
I'm skint pal ! Literally not got a penny to scratch my arse with. I'm having someone look at it tomorrow and assess the damage. Thinking it probably would be cheaper in the long run as I think the excess is about 100 quid anyway. We will see.
Emmet J
03-09-2007, 10:42 PM
Er....not really anything else to say - you haven't driven into anyone, so what's the point of involving the insurance company? Just get your car fixed

I have to agree. Do the maths:

If cost to fix window and ignition at the local garage = less than you are going to lose by informing your insurance company (short and long term) then just don't tell them.
Alex Gold
03-09-2007, 10:43 PM
Garage - fuck that, just get down the scrap yard!

EDIT: Assuming it's a drivers window and the ignition loom it should cost about 30 quid to sort it, plus a few hours work