Having said that, I still had $39.99 taken out of my account every month for 12 months. Was a right pain getting Lloyds TSB to look into it. Woman on the fraud line was a snotty bitch and her and this other guy did everything they could to left shoulder it and make out like it was something I had done. Long story short, I did my research, went to a few consumer websites and not only got the trading standards and legal info to demand Lloyds adhered to, I also came across lots of people warning of the same company which had been taking money off me.
Over the 12mnths these fraudulent robbings twats used the following company name so look out for them on your statement. Took me over 12mnths to realise as it showed up as £26 or £27 each month. I didnt look at it carefully enough and assumed Id bought petrol or something.
Edit: Got all my cash back plus £55 in charges from Lloyds for when the fraudulent debit took me over my agredd overdraft. £340 odd quid all in all. A good ending but they were fuckin hard work.